GUIDES ON HOW TO EFFECTIVELY SAVE YOUR MONEY.

1. Get rid of cable and all other unnecessary subscriptions.
2. Buy a piece of land;plant palms, some cash crops and fruits. 
3. Invest in a business that generates passive income 
4. Stop financing vehicles .Buy a used vehicle that you pay for with cash and own outright. 
5. Get rid of cable and other unnecessary subscriptions. 
6. Find a cheap phone plan.
7. Cook meals at home or learn how to order out very cheaply.
8. Stop spending unnecessary money on clothing, shoes and accessories.
9. Embrace your natural hair color rather than spending hundreds of dollars on salon services.
10. Choose store brands over premium brands when grocery shopping and only buy what is absolutely necessary.
11. Be more conscientious and reduce your utility bills. Turn off lights and unplug appliances when they're not being used.
12. Always pay cash for gas.
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